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BDO Grande Prairie

9805 97th Street Suite 200,
Grande Prairie, Alberta
T8V 8B9
Phone: (780) 539-3810

3 High-tech Ways to Stay Debt Free this December

It’s the most wonderful time of the year! It can also be the most costly and expensive. If you’re worried that the holiday season will impact your ability to stick to your debt relief plans, or even cause you to add more to your consumer debt load, take charge with these budget-protecting apps.

1.) Cash Trails

A holiday spending budget is one of the easiest ways to stay on track and avoid unnecessary debt in December. You can use a holiday budget calculator to help you create your budget. What isn’t so easy is sticking to the budget you’ve created.

It’s tempting to get caught up in FOMO (or fear of missing out). Trying to make your holiday season Instagram perfect can lead to overspending and unmanageable consumer debt.

Using an app that tracks your spending can help you stick to your budget. For the holidays, Cashtrails is a helpful app as it allows you to track and separate irregular expenditures (like holiday spending or vacation spending) and separate these expenses from your normal, everyday budget.

2.) Santa’s Bag

Another digital tool that will help you stick to your holiday budget and your debt relief goals this December is Santa’s Bag. Santa’s Bag not only allows you to create a list of all the gifts you need to purchase, it also allows you to set a budget for each gift and track your spending, making it very simple to avoid overspending.

3.) Flipp

Want to avoid debt this December? Be a smart shopper.  Flipp makes it pretty easy to find the deals. Using the Flipp app provides you with coupons and flyers, allowing you to save money and avoid overspending by getting the best deals on all your holiday purchases.

What high-tech tools do you use in order to stick to your holiday budget and avoid any holiday-related debt? Join the conversation and share your favourite tools with BDO Grande Prairie using the hashtags #DebtSolutions #HolidayDebt.

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